MA Plans: Weighing Benefits & Trade-offs

Medicare Advantage plans, or MA plans, offer low or no premiums and extra benefits like dental and vision coverage. However, they come with significant trade-offs. MA plans often have limited provider networks, requiring you to choose doctors and hospitals within their network. Prior authorization for many services can delay care, although new federal rules will require faster decision times starting in 2026. While MA plans may seem affordable, they still have out-of-pocket costs and switching back to Original Medicare later might be challenging due to medical underwriting rules. MA plans can also change frequently, so its important to re-evaluate your coverage annually.The Daily News Now! — Every city. Every story. AI-powered. Hosted on Acast. See acast.com/privacy for more information.